Insurance Information

We accept many dental insurance plans and will file claims on your behalf, saving you the time and hassle. Our knowledgeable benefit coordinators can help you maximize your dental benefits and minimize your out-of-pocket cost. We will tell you upfront what your insurance plan will pay for and offer options for taking care of any remaining balance.

Insurance Carriers

We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we’re providers for:

Aetna
Ameritas
Anthem Blue Cross
Cigna
Delta
Guardian
MetLife
PacifiCare
UCCI

Please call our office for more details at 951-736-8120.

Insurance FAQ

What’s a covered benefit?

Treatment that is recommended by a dentist, is listed on the fee schedule and accepted under the terms of your group’s plan.

What’s an optional treatment?

Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.

What’s the difference between indemnity, PPO, HMO, & discount insurance plans?

Indemnity or Traditional Insurance reimburses members or dentists at the dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.

CareCredit is an excellent way to make cosmetic dentistry financing easier. Popular among our Norco, CA patients, CareCredit is designed specifically for dental health care expenses. Many of our patients use CareCredit in order to fit the dentistry they want into their budgets. We can often get approval for our patients to finance their dental care over time at lower rates than any credit card. And, in some cases, interest-free financing can be obtained.

Click the link below to apply or when you're ready to pay online.

PPO

(Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.

HMO

Also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.

Don't have dental Insurance?

If you don’t have dental insurance, you can take advantage of our in-house Smart Dental Plan to help make your money go further and get you the care you need.

Your Smart Dental Plan membership includes:

Two regular exams and healthy cleanings ($296 value)
X-rays included as part of cleaning visit (up to $89 value)
One free fluoride treatment each year ($25 value)
Free oral cancer screening to be included with your exams
(a $25 value)
15% discount on all other dental work performed by Dental Arts’ doctors and staff

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951-736-8120

Hidden Valley's Top Dentist for

General, Cosmetic, & Implant Dentistry

Schedule Your Appointment with Dr. Hemant Patel

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